BMO, a bank founded in 1817, is BMO Financial Group, i.e. Bank of Montreal and its affiliates. We are headquartered in Canada and serve over 10 million people, businesses of all sizes and institutions. We operate in North America and internationally. Our operating groups – Personal and Commercial Banking, which is BMO Bank of Montreal in Canada and Harris in the United States; Private Client Group, our wealth management business; and BMO Capital Markets – share a common vision: to be the model bank for exceptional customer experience.